Security Awareness: When Nature Strikes, So Do Scammers

Protect Yourself from Scams

Natural disasters can bring out the best in people, with communities coming together to support one another. Unfortunately, they can also bring out the worst in some, as scammers seek to exploit the chaos and vulnerability that follow such events. At Home Bank, we are committed to helping you protect your personal information and stay safe from scams. This article will educate you on common scams that arise during natural disasters and provide tips to safeguard your identity and finances.

Understanding Natural Disaster Scams

In the wake of natural disasters like wildfires, cybercriminals often take advantage of the situation to deceive people. These scams can come in various forms, including emails, phone calls, and even in-person visits. Scammers may pose as federal officers or representatives from relief organizations, claiming they can help you receive grant money to rebuild your property or requesting donations to support the relief effort. However, their true intention is to steal your money and personal information.

Common Tactics Used by Scammers

1. Demanding Payment or Fees: Scammers may ask for upfront fees, claiming these are necessary to process your grant or aid application. Remember, legitimate federal agencies will never ask for money in exchange for disaster relief.
2. Requesting Personal Information: Be cautious if someone asks for sensitive information such as your Social Security number or bank account details. Real organizations will not request this information over the phone or via email.
3. Unsolicited Contact: As always, be cautious with any unsolicited contact. Always verify the legitimacy of the contact before providing any information or making payments.

Tips to Stay Safe and Protect Your Information

1. Verify the Source: Always check official government websites for legitimate disaster relief information. Do not rely on unsolicited emails or phone calls.
2. Be Skeptical of Payment Requests: No real federal agency will ask for payment or fees to provide disaster relief. If someone demands money, it's likely a scam.
3. Protect Your Personal Information: Never share your Social Security number, bank account details, or other sensitive information with unknown individuals or organizations.
4. Report Suspicious Activity: If you suspect you have been targeted by a scam, report it to the authorities immediately. This can help prevent others from falling victim to the same scam.

Our Commitment to Your Security

Natural disasters can be overwhelming, but by staying informed and vigilant, you can protect yourself from scammers who seek to exploit these situations. Remember, at Home Bank, we are committed to your financial security and well-being. For more information on how to avoid scams and protect your identity, visit our website or contact our customer service team. We are here to help you navigate these challenging times and keep your personal information safe.