Meet your Mortgage Loan Officer, Emily Ribley

Meet Emily, a seasoned Mortgage Loan Officer with a knack for navigating the mortgage world. With 10 years of experience, she excels at offering tailored guidance to clients, whether they're entering the housing market for the first time or exploring refinancing options. Emily's focused on delivering top-notch service and identifying the best financial paths to help clients fulfill their dreams of owning a home.

At Home Bank, we understand that purchasing a home is a significant milestone in your life. Our mission is to make the mortgage process seamless and stress-free for you. Below is a simplified guide to the steps involved, so you can confidently begin your journey towards home ownership.

1. Loan Application: Start by completing our mortgage application online, over the phone, or schedule an appointment!
2. Phone Call: Emily will give you a phone call to verify your goals and review next steps.
3. Pre-Approval: If approved, you’ll receive a pre-approval letter to give to your realtor or seller.
4. Formal Application: Once you’ve found your dream home, it’s time to complete the formal loan application.
5. Closing: The final step in the process is closing. Then it’s time to make your house a home!